Should I file for workers' comp benefits or disability insurance benefits?
Posted on Mar 11, 2014 9:02am PDT
If you have an injury that prevents you from working, you may be wondering
if you should try to claim
workers' comp or disability insurance. The answer depends on
how you were injured.
Workers' compensation is for persons that have an injury that was caused
by their job or is related to their job. These may include
injuries that occur while on the job site or a long-term illness that results from
work required for the job. Payments are made by the
employer or their employer's insurance carrier.
Disability insurance, on the other hand, provides a weekly benefit for
employees that cannot work due to a non-related work injury. These are
temporary benefits that are paid from the State Disability Insurance Program.
It is important to note that both workers' comp and disability do not
pay for a worker's full salary. Usually, they provide benefits for
less than half of a worker's wages.
To find out if you should file a claim for workers' comp or disability
insurance, please talk to an experienced lawyer at the
Law Offices of Bryan K. Leiser. Our
firm is exclusively focused on workers' rights and can assist you in getting
compensation. Call us today at 559.900.1303 and schedule your appointment
for your initial
free consultation!