If you have an injury that prevents you from working, you may be wondering if you should try to claim workers' comp or disability insurance. The answer depends on how you were injured.
Workers' compensation is for persons that have an injury that was caused by their job or is related to their job. These may include injuries that occur while on the job site or a long-term illness that results from work required for the job. Payments are made by the employer or their employer's insurance carrier.
Disability insurance, on the other hand, provides a weekly benefit for employees that cannot work due to a non-related work injury. These are temporary benefits that are paid from the State Disability Insurance Program.
It is important to note that both workers' comp and disability do not pay for a worker's full salary. Usually, they provide benefits for less than half of a worker's wages.
To find out if you should file a claim for workers' comp or disability insurance, please talk to an experienced lawyer at the Law Offices of Bryan K. Leiser. Our firm is exclusively focused on workers' rights and can assist you in getting compensation. Call us today at 559.900.1303 and schedule your appointment for your initial free consultation!